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Torqueflow

Online Payments for Garages

Send the invoice. Get paid before the car leaves the forecourt.

The job’s done, the customer’s happy, and now you’re chasing the money. A cheque next week. A bank transfer they’ll “sort out tonight”. A card number read down the phone that you key into a terminal by hand. Every one of those is a gap between finishing the work and having the cash, and some of them never close.

Torqueflow takes the payment online, straight from the invoice. Connect your Stripe account once, and every unpaid invoice gets a Pay Now button. Take the card yourself at the desk, or send the customer a link by email or text and let them pay from their phone. The money lands back against the invoice on its own. Nothing to retype, nothing to reconcile.

Book a Demo See Finance & Invoicing
Online Payments Invoice — WP embed
SM
Steve’s Motors
Invoice · Mercedes A170 · T57 STA
#4,271
Outstanding
DescriptionTotal
Ignition coil pack ×4£216.00
NGK iridium spark plug ×4£40.80
Labour · diagnostic & fit£153.00
VAT @ 20%£83.16
Amount due £498.96
Pay Now
Send Payment Link
stevesmotors.co.uk/pay/4271
£498.96
Invoice #4,271 · Steve’s Motors
[email protected]
4242 ···· ···· 4242
12 / 28123
Pay £498.96
Powered by Stripe · secure checkout

Pay Now on a Torqueflow invoice, and the customer paying by card on their phone

A Pay Now button on every invoice

Connect Stripe once. Take the card however suits.

Connect Stripe in Settings, and Torqueflow adds a Pay Now button to any invoice with money outstanding. Tap Pay Now to open the card checkout there and then, hand the customer the screen, done. Or Send Payment Link to email them the invoice with a Pay Now link, or text them a short link by SMS.

They pay on Stripe’s hosted checkout, so card details never touch your systems. The invoice flips to Paid within a few seconds and the payment shows in its history. You don’t lift a finger after they tap pay.

Three ways to take it

Pay Now at the desk, a Pay Now link by email, or a short link by SMS. Same checkout, same result.

Stripe checkout + flow — WP embed
stevesmotors.co.uk/pay/4271 · Powered by Stripe
£498.96
Invoice #4,271 · Steve’s Motors · Mercedes A170
Email[email protected]
Card4242 ···· ···· 4242
Expiry / CVC12 / 28 123
Pay £498.96
Card details never touch your systems
Invoice #4,271
After the customer taps pay
09:14:21Card approved on Stripe✓
09:14:23Payment posted to invoice↳
09:14:23Invoice marked Paid✓
09:14:24Shows in payment history↳

One link that clears the whole account

Three invoices, one tap, allocated oldest first.

Got a customer with three invoices outstanding? Don’t send three links. Send one statement payment link that settles the lot in a single card payment. Torqueflow splits what they pay across the invoices oldest first, so the account clears in the right order without you doing the sums.

Statement payment links

One link pays every outstanding invoice, allocated oldest first, automatically.

Statement payment link — WP embed
Statement · Cressall Logistics Ltd
3 outstanding
12 SepINV #4,201£820.0064 days
08 OctINV #4,233£1,420.0038 days
02 NovINV #4,261£380.0012 days
Outstanding balance £2,620.00
One statement payment link
settles all three
Pay £2,620.00
Allocated oldest first
1INV #4,201 · 12 Sep£820.00
2INV #4,233 · 08 Oct£1,420.00
3INV #4,261 · 02 Nov£380.00

No reconciling, no retyping

The payment posts itself. Refunds run through the credit note.

That’s the point of doing it here rather than on a standalone card machine. The payment posts itself against the right invoice, marks it Paid, and files the record. Refunds run through the credit note, so if you owe money back you refund the card in the same step you raise the credit.

Prefer to take cards in person on a physical terminal? That’s card payments with a TakePayments terminal, and the two work side by side.

Files itself, syncs itself

Posted to the invoice, marked Paid, recorded in history, and pushed to Xero. No end-of-day matching.

Refund + reconcile — WP embed
CREDIT NOTE
Credit note · card refund
CN-00118 · against INV #4,238

Mr S. Patel · Vauxhall Astra

Brake pads (front)−£72.00
Labour · 0.5 hr−£42.50
VAT @ 20%−£22.90
Refund total−£137.40
↳ Stripe refund queued in the same step
↳ Credit note raised · ref pi_3OqL…
Where the payment lands
One tap on the checkout, four things done
PostsAgainst the right invoice✓
MarksInvoice flips to Paid✓
FilesRecorded in payment history✓
SyncsPushed through to Xero✓

Frequently asked questions

Before you switch on Pay Now.

PDFs, JPG, PNG, WebP, and HEIC (Yes. You connect your own Stripe account to Torqueflow once, in Settings. If you don’t have one, you create it during setup, and Stripe handles the identity checks and bank details.). Up to 50 MB per file. PDFs are usually the best result – phone photos are fine but messy invoices on shiny paper photograph badly.

Stripe’s standard published card rates apply, taken before the money reaches your bank. Torqueflow doesn’t add a margin on top.

Yes. Send the link by email or text and they pay on their own device, wherever they are. They don’t need to be standing at the desk.

Yes, with a statement payment link. The customer pays the outstanding balance once, and Torqueflow allocates it across their unpaid invoices oldest first.

Ready to stop chasing payments?

Book a demo and we’ll show you Pay Now working on your own invoices.

Book a Demo See Card Payments

Torqueflow is the only product where the AI voice receptionist lives inside the garage and workshop management system. It knows the customer, knows their vehicle, knows the job status - because it's all one system.

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  • Getting Started
  • Blog
  • Features
    • Torqueflow now in Polski
    • Voice AI Receptionist
    • WhatsApp AI Channel
    • Xero Integration
    • AI Invoice Scanning
    • Finance and Invoicing
    • Standalone Quotes
    • MOT Management
    • Workshop Management
  • About
  • Pricing